Beneficiaries

When you pass away, your beneficiaries may be entitled to receive death benefits.

It is very important to keep your MEPP beneficiary information up-to-date. You can review or make changes to your beneficiary information by logging in to Your Pension Profile.

If you pass away, your pension partner is automatically the recipient of your MEPP benefits unless they have completed a waiver to revoke this right. In all cases, it is important to designate your beneficiary(ies), especially if you do not have a pension partner or in unforeseen cases where you and your spouse or partner pass away at the same time.

Please note: If you have Combined Pensionable Service (CPS), it is important that your pension partner and beneficiary information is up-to-date in both MEPP and the Public Service Pension Plan (PSPP).

More on Beneficiaries

People or charities can be named beneficiaries. If you name a charity, you must use the full name and charitable organization number rather than a person's name.

If you are naming a minor or a dependent adult, you might want to name a trustee to look after the funds on their behalf. If you do not name a trustee, a trustee from Alberta's Office of the Public Guardian and Trustee will be appointed.

You can use your Will to tell us who your beneficiary is, but it must refer to either MEPP or your employment-based pension plans.

If you do not have a pension partner (or if your pension partner completes a waiver), and you have not named a beneficiary, funds will be paid out to your estate.

Consider seeking independent legal and financial advice from professionals when you are making these decisions.

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